(born 3 March 1945 in Pontenure, Itay) is an Italian economist. Since 23 September 2009 he has been the President of the Vatican Bank “Istituto per le Opere di Religione”. For the first 12 years of his professional life he worked on industrial and financial strategy (Sema in Paris and McKinsey in Milan, London). In 1985 he began to deal with finance as head of the merchant banking of IMI, in 1987 is co-founder of the investment bank Akros. Since December 1992 he became Senior Country Manager of Banco Santander in Italy, being also Chairman of Santander Consumer Bank-Italy and he has been member of the board of Banca San Paolo di Torino until 2006. He is economic advisor of the Minister of the Treasury, member of the board of Cassa Depositi e Prestiti and Chairman of F2i, the infrastructure fund. He teaches Ethics of Economy and Finance at the Catholic University of Milan. He is editorialist of L’Osservatore Romano and of Il Sole 24 Ore.